Ina rere koe i te tau kua whakaaetia i runga i to maatau umanga hauora o nga painga , ka raru pea. Ko te moni katoa o to kamupene inihua hauora e whakaarohia ana to kaiutu hauora kia utua mo te atawhai i whakawhiwhia e ia. He pai te whakahaere i te moni kua whakaaetia ki te whakamahi koe i te kaiwhakarato -whatunga kaore koe e whakamahi i te kaiwhakarato -waho-whatunga .
Whakaaetanga Moni ki te Mahinga I-Whatunga
Mena kua whakamahia e koe he kaiwhakarato kei roto i te whatunga me to mahere hauora, ko te moni e whakaaetia ana ko te utu utu mo to maatau hauora hauora whakahaere kua whiriwhiria mo mua mo taua ratonga. I etahi wa ka nui ake te utu o te kaiwhakarato-i-whatunga i te moni kua whakaaetia, engari ka utua e ia anake te moni kua whakaaetia. Kaore koe e whai ake i te rereketanga i waenganui i te moni e whakaaetia ana me te moni kua utua i te wa e whakamahi ana koe i te kaiwhakarato-whatunga. Koinei tetahi o nga tiaki tiaki kiritaki ka tae mai me te whakamahi i te kaiwhakarato-whatunga.
Heoi, ehara tenei i te mea kaore koe e utu. Ka utua e koe tetahi wahi o te katoa o te moni e whakaaetia ana i runga i te ahua o te takoha , te waahi , te tango utu ranei. Ka utua e to kaiutu hauora te toenga o te moni kua whakaaetia.
Ko nga mea kua oti ake i runga ake i tua atu i te moni e whakaaetia ana kaore he utu e whakaaetia ana. Kaore e utua te kaitiaki hauora mo taua mea. Mena he kohinga o te EOB mo te moni e kore e whakaaetia , koinei te utu o te kamupene inihua hauora i whiriwhiria me to kaiwhakarato.
Whakaaetia te Moni ki te Tiaki-waho-Whatunga
Mena kua whakamahia e koe he kaiwhakarato-kore-whatunga, ko te utu e whakaaetia ana ko te utu kua whakatauhia e to kamupene inihua hauora ko te utu mo te ratonga , he utu tikanga, he utu hoki. Ka taea e tetahi kaiwhakarato o waho te whakawhiti i nga moni e hiahiatia ana e ia. Ko to mahere hauora kaore i te kirimana me tetahi kaiwhakarato-waho-whatunga, na reira kaore he utu whakawhitiwhiti.
He nui te utu o to mahere mahere hauora i runga i te moni e whakaaetia ana, kaua i runga i te moni kua utua.
Ma te kaiwhakarato-waho-whatunga, ka tohua e to kaihoko te utu mo to moni kaore i whakaaetia, kaore i te moni kua utua. Ka utua e koe tetahi tiupepa, haumaru, ranei te tango i waho o te whatunga ka tika; ka utua e to kaipupuri hauora te toenga o te moni kua whakaaetia.
Me pehea ka taea e te kaiwhakarato o waho te whakahaere i te waahanga o te pire kei runga ake i tua atu i te moni whakaaetia ka rere ke. I etahi wa, mehemea kua whiriwhiria e koe i mua, ka whakakorea e te kaiwhakarato tenei pauna nui. I etahi atu take, ka tukuna koe e te kaiwhakarato mo te rereketanga i waenganui i te moni kua whakaaetia me nga utu taketake. Ka kiia tenei ko te putea pauna ka taea e koe te utu nui.
He aha i tohua ai e te hunga hauora hauora he moni e whakaaetia ana mo te tiaki i waho-whatunga? He tikanga hei whakakore i to raatau raruraru pūtea. Mai i te mea kaore e taea e nga mahere hauora te whakahaere i nga utu-waho-whatunga ki nga utu kua whakaritea i mua i te whiriwhiringa, me mana ki te whakahaere ia ratou na roto i te tohaina i te rohe ki runga ki te pire.
Kia penei to mahere mahere hauora kia utua e koe he 50% te waahi mo te tiaki i waho-whatunga. Ki te kore he kirimana i mua i te whiriwhiringa, ka taea e tetahi kaiwhakarato o-waho te whakawhiwhi i te $ 100,000 mo te haerenga torotika.
Mena kaore i tohua e to mahere hauora he moni e whakaaetia ana, ka utua ki te utu $ 50,000 mo te haerenga tari ka ahei pea te utu $ 250. Ko to mahere hauora e tiaki i tenei ahuatanga ma te tuku i te moni e whakaaetia ana ki nga ratonga-waho-whatunga.
Engari, i te tiaki ia ia ano i nga whakapae kore, ka hurihia te kawenga ki te whakatutuki i aua whakapae kore. He mea tino rerekë tenei mo te tiaki i waho-to-whatunga, a ko te take me whakatau tonu koe i nga utu mo te tiaki i waho-whatunga i mua.