Me pehea te Aukati i te Tangata D Raraunga Whakauru
Kia tupato ki te karo i te whiu a te Medicare Part D i te mutunga o te whiu!
Ko te Medicare Wahanga D, he waitohu mo te raukaha otaota, ka tukuna ki nga tangata katoa me Medicare. Hei whakauru i te kirikiri o te Tangata D, me uru atu koe ki tetahi mahere e whakahaeretia ana e tetahi kamupene inihua tuma kua whakaaetia e Medicare (tuumaha Rangatahi D) ranei whakauru atu ki te mahere Medicare Benefit e uru ana ki te whakawhitinga tarukino.
Me pehea te honohono, te whakawhiti, te whakaheke ranei i te mahere raau mate hauora
Kei a Medicare nga ture motuhake mo te wa me pehea e taea ai e koe te whakauru, te huri, te whakaheke ranei i te Mahere Medicare Part D. Ka taea e koe te whakauru atu ki te mahere raau Tangata D:
- I te wa tuatahi ka tae koe ki Medicare (ko te marama e whitu-marama ka timata i nga marama e toru i mua i te marama ka tahuri koe 65, tae atu ki te marama ka tahuri koe 65, ka mutu nga marama e toru i muri i te marama ka tahuri koe 65).
- Mena ka whiwhi koe i te Medicare mo te mate hauora, ka taea e koe te uru mai i roto i nga marama e toru i mua i te toru marama i muri i to 25 marama o te hauā.
Ka taea e koe te whakauru, te huri, te whakaheke ranei i te mahere raukapi Medicare Part D:
- I waenga i te Oketopa 15 me te Hakihea 7 i ia tau, mo te whakapainga i te tuatahi o te tau e whai ake nei.
- I nga wa katoa, mehemea e tika ana koe mo te Whakaaetanga Awhina mai i Medicare, e rua ranei-e ahei ana mo nga Maatauora me te Medaid.
Ko te mate Medicare me ka whakauru koe ki tetahi mahere raukapi D, me noho koe mo te tau maramataka ka timata i te ra ka timata te rohe.
Heoi, ka taea pea e koe te whakauru atu, te whakarereke, te maatau ranei i a koe mahere maimoatanga Medicare i etahi atu wa:
- Mena ka neke atu koe i roto i to waahi ratonga mahere o te Wahanga D, penei me te hokinga atu ki tetahi atu kawanatanga.
- Mena ka ngaro atu koe i tetahi atu taaputapukupuku taapono.
- Mena kei te noho koe i roto i tetahi whare whakahaere pera i te whare atawhai me etahi atu waahi tiaki roa.
Te Maatauranga Medicare o te Whakaaetanga Tika Tae Tiwhikete: Ko te utu mo te whakawhitinga raihana (hei tauira, mai i te kaituku mahi, i te uniana ranei) e hiahiatia ana kia utua, i te toharite, i te mea ko te utu mo te tawhito a Medicare. Ko nga tangata e whiwhi ana i tenei ahuatanga ka taea e ratou mo Medicare te noho tonu i taua rohe me te kore utu i te whiu, mehemea ka whakatau ratou ki te whakauru atu i roto i te Ratonga Whakamana Hauora i muri mai.
Ko te Maharatanga Whakauru Rangatira Medicare Part D
Ko te utu mo te whakaurunga whakamutu o Medicare ko te moni e tohaina ana ki to moni Miihana D. Ko te utu mo te whakauru i te mutunga o te whiu mo te waahanga e whai ake nei:
- Kaore koe i whakauru atu ki te mahere raukapi Medicare Part D i te wa i taea ai e koe te tuatahi mo Medicare, a kaore koe i whai atu i te whakawhitinga raihana kaitohu.
- Kaore koe i te whakawhitinga i te rongoā mate Medicare me etahi atu utu mo te raukaha kaitohu mo te 63 ra neke atu ranei i te rarangi.
Tuhipoka: Ki te whiwhi koe i te Whakaaetanga Atu, kaore koe e utu i te whiu o te rurunga o te mutunga.
Ka taea e koe te karo i te utu i te whiu ma te:
Te uru atu ki te mahere raau D i te wa tuatahi ka uru koe mo Medicare.
Kaua e 63 nga ra, neke atu ranei i roto i te rarangi kaore he mahere raukapi Medicare Part D ranei atu maatau ranei. E ai ki a Medicare: Ka taea te whakauru i te whakawhitinga tarukino mai i tetahi kaitukumahi o mua, o mua ranei, TRICARE, Ratonga Hauora Indiana, Tari o Veterans Affairs, ranei te inihua hauora hauora.
Ma to mahere e whakaatu ki a koe i ia tau mehemea he taapiri tika te taaputapukenga o te taote. Ka tukuna atu enei korero ki a koe i roto i tetahi reta ka whakauruhia ki roto i tetahi panui mai i te mahere. Kia mau ki tenei korero, no te mea ka hiahia koe ki te whakauru atu koe ki tetahi mahere raau mate Medicare i muri mai.
Me mohio ki te korero i to mahere mo tetahi whakawhitinga tarukino kei a koe mehemea ka uiuia e koe: Ka whakauru koe ki tetahi mahere, ka whakaae ana koe i neke atu i te 63 ra i roto i te rarangi kaore he utu mo te raukaha kaitoha, ka tukua atu he reta ki a koe. Ko te reta ka whakauru i tetahi puka e tono ana mo tetahi whakawhitinga tarukino kei a koe. Whakaotia te puka. Mena kaore koe i te korero i te mahere mo to kapitihi tika, me utu pea e koe he utu.
Ka taea e te whiunga te Whakanuia ake!
Kia pehea te roa o te whiu o te whakaurunga o te whakaurunga ka pa ki a koe i te wa roa kaore koe i te tika ki te whakawhitinga waipiro. Ko te utu mo te whakauru i te mutunga o te whiwhinga kua paahitia e te whakanui i te 1% o te "moni tahua takoha whenua" ($ 35.63 i 2017) kua whakanuihia e te maha o nga marama katoa i taea e koe, engari kihai i whakauru atu ki te mahere raau mate Medicare a kaore i waho atu whakawhitinga tarukino.
Ka hurihia taua moni ki te $ .10 e tata ana, ka tapiritia ki to moni moni. Mai i te mea ka piki ake te "moni tahua taketake o te motu" i ia tau, ka piki ake te moni utu i nga tau katoa. Ka taea e koe te utu i tenei whiu mo te mea kei a koe tetahi mahere raau mate Medicare.
Hei tauira 1: Kihai a Mrs. Jones i whakauru atu ki te mahere D i te wa tuatahi i whakaaetia ai ia (i te 15 o Mei, 2006). I uru atu ia ki te mahere raau mate Medicare i te wa o te whakaurunga 2009 (Noema 15-Tihema 31, 2009), mo te ra whakauru whai mana o te 1 o Hanuere, 2010. No te mea kaore a Mrs. Jones i uru atu i te wa tuatahi i uru ai a ia, mo te 43 marama (Pipiri 2007-Hakihea 2010), i tukuna ia ki te whiu mo te marama o te $ 13.90 i te tau 2011, i te wa e $ 32.34 te $ 31.34 ($ 32.34 x.01 x 43 = $ 13.90) te utu mo te mahere marama o tana mahere.
I te tau 2017, kua piki te $ 35.63 ki te $ 35.63, ko te utu mo Mrs. Jones kua piki ki te $ 15.32 ia marama ($ 35.63 x 0.01 x 43 = $ 15.32). Mena kei te haere tonu a Mrs. Jones me tana mahere raihana D mo te tekau tau, ka utua e ia tana utu mo te $ 1800.00
Hei tauira 1: Kihai a Smith i uru atu ki te mahere D i te wa tuatahi i taea ai ia (i te 15 o Hanuere, 2010). I uru atu ia ki te Mahere Medicare i te wa o te whakaurunga 2010 (Noema 15-Tihema 31, 2010), mo te raunga whakaurunga o te 1 o Hanuere, 2011. Mai i te mea kaore i uru mai a Smith ki te wa tuatahi i uru ai ia, mo te 11 marama (Hui-tanguru 2010-Hakihea 2010), i tukuna ia ki te whiu mo te marama o te $ 3.56 i te tau 2011 ($ 32.34 x.01 x 11 = $ 3.56) i tua atu i tana moni maatau marama.
I te tau 2017, ko te utu a te Hima (e kiia ana kei a ia tonu te Medicare Part D) kua eke ki te $ 3.92 i ia marama, i tua atu i tana moni mahere ($ 35.63 x 0.01 x 11 = $ 3.92).
> Mahinga:
> Medicare.gov Wāhanga D Te Whakamutunga Whakauru.
> Medicare.gov. Nga Waea Whakauru Whakanohonoranga Motuhake Ki te Whakaaetia E Te Tangata Motuhake.